Skip to content
ProductCardSecurityCompanyTry the demoGet the app
Non-custodial · US · EU · UK

A bank for your crypto.
You hold the keys.

Open a multi-chain wallet across Ethereum, Solana and Bitcoin in seconds. Buy USDC, spend on a virtual Visa, and send to anyone. Your keys, your money, always.

No download needed. Click through the real app.

Self-custody. Regulated partners. No idle balance.
Good morning
Jordan
Total balance
$5,844.69
+$142.10 · +2.49%
Buy
Swap
Send
TruePay
••••  4921
JORDAN AVERYVISA
Non-custodialLicensed partnersUS · EU · UKPowered by regulated providers for wallet, on-ramp, card and screening
Everything in one app

A full bank account, built on self-custody.

Non-custodial wallet

One wallet across Ethereum, Base, Polygon, Solana and Bitcoin. Keys are generated on your device, never on our servers.

Buy USDC instantly

Top up with Apple Pay, debit card or bank transfer. Funds land in your wallet in seconds, ready to spend and swap.

Swap anything, including BTC

Move between tokens and chains at the best available route. Bitcoin swaps settle to your own BTC address.

Virtual Visa, funded live

Spend USDC anywhere Visa works. We convert just in time at checkout, then add the card to Apple Wallet.

Pay anyone, instantly

Send to any TruePay handle or share a payment link. No account numbers, no waiting for it to clear.

Bank-grade compliance

Regulated partners handle licensing and screening in every region, so each payment clears cleanly and on time.

The TruePay Card

A Visa funded by your crypto, the moment you tap.

No pre-loading and no idle balance. Every purchase pulls just enough USDC from your wallet, converts it, and settles in fiat. The full card number stays hidden until you reveal it with Face ID.

Just-in-time fundingSpend limitsFreeze anytimeApple Wallet
TruePay
••••  ••••  ••••  4921
CARD HOLDER
JORDAN AVERY
EXP
09/28
VISA
How it works

Three steps to spendable crypto.

  1. 1

    Sign up, get your wallet

    Use email, Apple, Google or a passkey. Your non-custodial multi-chain wallet is created on the spot.

  2. 2

    Add USDC

    Buy with Apple Pay, card or bank transfer. Your balance is ready to spend, swap and send.

  3. 3

    Spend anywhere

    Tap the virtual Visa, send to friends, share a payment link, or cash out to your bank.

Security

Non-custodial by design. We never hold your money.

Keys in secure hardware

Private keys live in your device's secure enclave with our wallet partner. TruePay cannot move your funds.

Regulated partners

Licensed providers handle on-ramps, the card program and payouts in each region we serve.

Screening on every transfer

Compliance checks run before money moves, keeping your account clean and clear.

You can always export

Your recovery phrase is yours. Take it to any wallet, any time. No lock-in.

0
Chains in one wallet
0
Regions live: US, EU, UK
<0s
To your first wallet
0
Funds we ever custody

Figures describe the product, not usage metrics.

See it live

No download needed. Click through the real app.

Open the interactive prototype in your browser and explore the wallet, the card and a payment from end to end.

Questions

Good to know.

No. TruePay is non-custodial. Your keys are generated on your device and stored in secure hardware with our wallet partner. We cannot access or move your funds.

TruePay is available in the United States, the European Union and the United Kingdom, with more regions planned. Available features can vary by region.

Ethereum, Base, Polygon, Solana and Bitcoin, with USDC at the center and swaps to major assets including BTC.

Buying, swapping and card spending show a clear fee before you confirm. Receiving from another TruePay user is always free.

Money movement is handled by regulated, licensed partners, and every transfer is screened. Because TruePay is non-custodial, only you can authorize a transfer.

Your money, your keys. Get started in under a minute.